HDFC Online Recharge at mobikwik.com allows user to recharge his/her prepaid mobile by using HDFC netbanking account through one of our payment gateways.

HDFC Bank is one of the first major banks to introduce prepaid mobile recharge as a value added service. It also made sense from a user’s perspective because he/she could just login to HDFC account and recharge mobile by entering 10 digit mobile number and the amount. While HDFC mobile recharge has been quite successful, there are issues which have cropped up due to which users now prefer mobikwik.com.

So, here are the 5 reasons why hdfc online recharge works better at mobikwik.com than at HDFC bank itself :

1) Mobikwik.com e-wallet allows users to recharge via SMS , via Dial Recharge or via mobile recharge application for Java/Android phones. HDFC online recharge does not support any of these methods.

2) Mobikwik.com shows all the denominations (or amounts) of all operators for hdfc online recharge via our search pages. At HDFC bank, you have to enter the amount yourself.

3) At Mobikwik.com, if you entered wrong denomination or wrong mobile number , mobile recharge will not be successful and your mobikwik balance will not be deducted. For HDFC online recharge, your bank balance will be deducted and it takes a lot of effort to get the refund for the same case.

4) HDFC bank  does not support all operators in all circles for online recharge while mobikwik.com supports all operators in all areas of India. For instance currently all Vodafone recharges are down at hdfc due to “technical reasons”.

5) Finally, HDFC bank forces a limit of only Rs 250 per mobile number or Rs 500 per day for each account holder. This prevents mobile users from availing many full talk time offers. For instance, Airtel has a full talk time offer of Rs 444 across India. In Delhi-NCR, Vodafone’s lowest full talk time recharge is at Rs 410. Mobikwik employs no such limits!

So, what do you think? Which is better – HDFC online recharge or mobikwik online recharge via HDFC Bank?

SBI Online Recharge is a big hit at mobikwik.com. Infact, SBI is the most popular payment option for mobile recharge at mobikwik.com. The reason is pretty simple – State Bank of India is the largest bank in India in terms of turnover and subscribers. A rough extrapolation puts portion of SBI as close to 25% of the overall online mobile recharge market in India.

If you are an SBI account holder, you can use one of the following options at mobikwik.com to get SBI online recharge.

1) SBI net banking account

2) SBI Maestro Debit Card

3) SBI Visa Electron Debit Card

Out of these, Online recharge via SBI Maestro card is currently the most popular option mainly because its used a lot by the students. This card is unique because it is not a VISA or Master card, rather uses an ATM PIN generated by SBI itself.

There has been some confusion over which cash cards we at mobikwik.com support for online mobile recharge. Cash cards are prepaid cards authorized by RBI which have fixed value ( Rs 100 , 500, 1000 etc) assigned to them and can be purchased at their respective outlets and then can be used at various merchant outlets which accept these cards as payment options.

Below are the list of cash cards that we support :

1) ITZ Cash Card mobile recharge

2) I-Cash Card mobile recharge

3) Done Card mobile recharge

Many others are in the pipeline including Beam Cash Card, Oxi Cash and X-Pay Card.

PS – Please note we don’t support topup of cash cards, only mobile recharge online using these cash cards.

We have added another payment option from the stable of associate banks of SBI – namely State Bank Of Hyderabad. With this addition, those users who have SBH net banking account can now avail online mobile recharge through State Bank of Hyderabad.